China Bank was granted the invention patent: "A method and device for setting transfer limit"

According to the news of Securities Star, China Bank (601988) has obtained a new invention patent authorization according to the data of Tianyancha APP. The patent name is "A Method and Device for Setting Transfer Limit", the patent application number is CN202110545162.3, and the authorization date is April 22, 2025.

Patent Abstract: The invention discloses a method and a device for setting transfer limit, which comprises the following steps: obtaining historical data of a plurality of target influencing factors from account information of different users as training samples, training the limit analysis model for the purpose that the output result of the training sample by the limit analysis model approaches the standard transfer limit, and analyzing the transfer limit of users through the pre-trained limit analysis model according to the current data of a plurality of target influencing factors of users. Therefore, the pre-trained limit analysis model can analyze the transfer limit that conforms to the user’s actual situation, and update the user’s transfer limit according to the relationship between the predicted user’s second transfer limit and the preset safety limit, further ensuring the user’s financial security.

Since the beginning of this year, 119 new patents have been granted to banks in China, a decrease of 84.26% compared with the same period last year.

Source: Tianyancha APP

The above contents are compiled according to the public information of Securities Star, which is generated by intelligent algorithm (No.310104345710301240019), and do not constitute investment advice.